- Use the Budget Planner from the Money Helper website to work out where your money goes each month and keep track of your expenses
- Turn off lights when you leave a room and switch to energy saving lightbulbs - these last at least 10 times longer than ordinary bulbs
- Consider changing your energy supplier - use a free and impartial service to help you find out if you can save money on your utility bills
- You can compare the price of your weekly shop - you'll be able to see when a product is on offer at any of the supermarkets and compare the price of your entire shop to make sure you always get the best deal
- Write a list before you go to the supermarket or do your shopping online - this will help to keep you focussed and stop you buying things you don't need
- Make packed lunches for you and your family instead of buying meals while at work, school or out and about
- When making a purchase on the high street, compare prices in different shops and try not to impulse buy. You can compare prices while you are out and about by using your smart phone to ensure you do not overpay
- Use price comparison websites to make sure you get the best deal on any large purchases, insurance, loans and gas and electricity suppliers
- Use public transport where possible - it is much cheaper than filling your car with petrol
- Consider selling your unwanted or unused possessions on a website such as ebay.
